Privacy Policy

Privacy Policy — Variant Insurance Group

At Variant Insurance Group, we are committed to protecting your privacy — as a visitor to this website and as our customer. To our visitors and customers, we make this pledge:

Variant Insurance Group owns the information collected on this website. We will not sell, share, trade, lease, rent, transmit, or otherwise disclose your personally identifiable information to any third party you have not authorized to receive it, except as described in this Privacy Policy.

Information Collection

We ask for your personal information when you request a quote, apply for coverage, purchase a policy through us, or email us from this website. Depending on the coverage you are seeking, we may ask for your name, mailing address, phone number, and email address, along with details relevant to that coverage — such as information about your home, vehicles, business operations, property, or employees.

When you purchase a policy, we provide this information to the insurance carrier so they can establish you as a policyholder. We keep a record of your information at our Maple Plain office so we can provide you with policyholder service. Our team members are instructed to protect the privacy of every customer and to keep personal information secure

When you send us email from this website, you also provide certain personally identifiable information, such as your email address.

Payment Information

As an independent agency, premium payments are generally made directly to the insurance carrier that issues your policy. Where a payment is made to Variant Insurance Group, you may pay by credit card or personal check. If you pay by credit card, your card information is removed from our records once the payment has been authorized; we do not retain your credit card information. When you are directed to a carrier's payment portal from this website, that transaction is governed by the carrier's own privacy and security practices.

Consent for Communications

By providing your contact information through our website, you consent to be contacted by Variant Insurance Group by phone, text, or email for service updates, policy information, or marketing purposes. Automated technology may be used for these communications.

You are not required to provide consent as a condition of purchasing any service. You can withdraw your consent at any time by contacting us at (763) 333-2533 or by following the opt-out instructions provided in the message.

Opt-Out Options

You can opt out of marketing communications at any time by:

• Replying STOP to any text message.
• Clicking the Unsubscribe link in a marketing email.
• Contacting us directly at (763) 333-2533 or info@variantinsurance.com.

Automated Communications

We may use automated technology to contact you by phone or text for purposes related to your insurance needs, policy updates, or marketing. By submitting your information, you consent to receive these communications. You can opt out at any time as outlined above.

Telephone Consumer Protection Act (TCPA)

Variant Insurance Group complies with the TCPA, which requires appropriate consent before contacting you by phone or text for marketing purposes. By submitting your contact information on our website, you consent to these communications, as described in this Privacy Policy.

Text Messaging Consent

If you opt in to receive text messages from Variant Insurance Group, you may receive recurring messages including quotes, policy updates, service notifications, and follow-ups. Message frequency varies. Message and data rates may apply. Reply HELP for help or STOP to unsubscribe. Consent is not a condition of purchase.

Mobile information collected through our text-messaging opt-in will not be shared with third parties or affiliates for marketing or promotional purposes. Information may be shared with subcontractors who support our messaging services, such as our messaging platform provider, solely to deliver those messages.

Data Retention

Variant Insurance Group retains your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with our legal obligations, resolve disputes, and enforce our agreements. If you would like your data deleted, please contact us at (763) 333-2533.

Cookies

A cookie is a small piece of data stored on a visitor's device while they are visiting a website. We may use a short-lived cookie when you visit this site, only to distinguish one visitor from another during a particular session — the period of active use while that visitor is linked to our server. We may use cookie technology during a session to carry your input forward through the quote or enrollment process, so you can enter your information once and have it appear later in the process. No personally identifiable information is stored in the cookie.

The cookie expires and is deleted when you close your browser, or after a period of inactivity on our website. A returning visitor is issued a new cookie for the new session and is not recognized as a visitor from a previous visit.

Third-Party Links

This website may contain links to third-party websites that are not controlled by Variant Insurance Group, including insurance carrier websites, claims portals, and payment pages. These links are provided as a convenience, and you use them at your own risk. We are not responsible for the content of third-party websites, nor for their privacy policies or practices. This Privacy Policy applies only to information we collect while you are in a session with our website. If you follow a link to a third-party website, we encourage you to review that website's privacy policy.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time and reserve the right to make changes without providing advance notice.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Variant Insurance Group

5159 Main Street East, Suite 200 Maple Plain, Minnesota 55359

Office: (763) 333-2533

Fax: (763) 333-2564

Email: info@variantinsurance.com