We compare Minnesota's top-rated insurance companies to find you strong coverage at a fair price. One local team handles your personal and business insurance.
About Us
WHO WE ARE
A local agency that works for you
Variant Insurance Group is an independent insurance agency in Maple Plain, Minnesota, serving families and businesses across the state. Because we are independent, we work for you, not one insurance company. We represent many top-rated carriers, compare your options side by side, and match you with coverage that fits your life and your budget. Our local team knows the area and stays with you as your needs change.
Independent choice across many carriers
A local team you can visit
Personal and business under one roof
5.0-star record across 698 Google reviews
One agent, many carriers
We represent many top-rated insurance companies. You get more coverage choices, better pricing, and one point of contact for every policy you own.
01
We shop as your life changes
04
New home, new vehicle, or a growing business? We re-shop your coverage across carriers so your protection keeps pace and your rate stays fair.
How it works
Getting covered is the easy part
Four steps, one real person from start to finish.
1
Tell us about you
30 seconds — name, email, phone. Or just call. We’ll ask the right questions from there.
2
We shop the market
Your agent quotes your coverage across 25+ top-rated carriers — the legwork is on us.
3
You pick, plain and simple
We walk you through the options in plain English — what’s covered, what’s not, what it costs.
4
We stay in your corner
We’re here to help with questions, changes, claims, and everything in between.
One agent, many carriers
We represent many top-rated insurance companies. You get more coverage choices, better pricing, and one point of contact for every policy you own.
01
We shop as your life changes
04
New home, new vehicle, or a growing business? We re-shop your coverage across carriers so your protection keeps pace and your rate stays fair.
Four steps, one real person from start to finish.
30 seconds — name, email, phone. Or just call. We’ll ask the right questions from there.
4
We stay in your corner
Representative of 600+ reviews · Read them on Google →
In their words
What our clients say
The Variant difference
Why Minnesota families and businesses choose Variant
01
One agent, many carriers
We represent many top-rated insurance companies. You get more coverage choices, better pricing, and one point of contact for every policy you own.
02
Local team, real people
Our office is in Maple Plain, Minnesota. Call, email, or stop in. A real person helps with your claim or your policy question, every time.
03
Personal and business under one roof
We cover your home, auto, and life next to your workers comp, commercial property, and commercial auto. One agency handles it all.
04
We shop as your life changes
New home, new vehicle, or a growing business? We re-shop your coverage across carriers so your protection keeps pace and your rate stays fair.
05
Trusted by Minnesotans
Our clients rate us 5.0 stars across 698 Google reviews. We earn that trust with honest advice, clear answers, and steady service.
One agent, many carriers
We represent many top-rated insurance companies. You get more coverage choices, better pricing, and one point of contact for every policy you own.
01
We shop as your life changes
04
New home, new vehicle, or a growing business? We re-shop your coverage across carriers so your protection keeps pace and your rate stays fair.
The people behind Variant
Meet your local team
Charlie Brookins
Agent/Owner
Charlie founded Variant on one idea: local people deserve honest advice and coverage that fits their real life. He shops many of Minnesota’s top-rated carriers and stays with you through every claim and change.
Amy Brookins
Agent/Owner
Amy co-owns the agency and keeps service personal, from the first quote to the day you need to file. She helps Minnesota families match their home, auto, and life coverage to what matters most.
Our carrier bench
We shop these carriers so you don't have to
Liability, property, auto, and more, shopped across Minnesota's top-rated commercial carriers.
Plus specialty market access through Burns & Wilcox, CRC Group, Amwins, RPS and US Assure.
Recognition
Awards & recognitions
Named an Auto-Owners Sapphire Agency — a distinction reserved for a select group of the carrier's top-performing independent agencies.
Auto-Owners Insurance
Awards & recognitions
2021
Auto-Owners Insurance