Renters Insurance Maple Plain, MN

Renters Insurance in Minnesota

Just because you rent a house or apartment, doesn’t mean that you don’t have many items that are important to you! From clothes and furniture to your computer and television, you want to feel confident that everything you own isn’t lost in a fire or other claim. Let Variant Insurance Group find coverage options that cover your valuables in Minnesota with a renter’s insurance policy. Contact us and let us help to make sure you’re properly covered.

Your renters insurance policy will cover your personal property against theft or damage as outlined in the policy.

Protect yourself and your company

Your renters insurance policy also will protect you and your family members against bodily injury and property damage liability claims up to policy limits. Medical payments coverage is available as an option which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Let Variant Insurance Group help you find the right amount of coverage on your renters insurance in Minnesota. Call us today at 763-333-2533. Renters insurance is an inexpensive way to protect yourself from lawsuit and provide you with replacement belongings should they be involved in a covered loss or stolen.

All Your Renters Insurance Questions Answered

Renters insurance is a great thing to have if you’re not a homeowner. We’ll answer the top questions we get about renters insurance below.

How Much Is Renters Insurance Per Month?

The cost of renters insurance can vary depending on what your coverage limits are and what you want covered. It can also vary because of your credit score or previous loss history. In general, a policy with average limits with clean credit and no loss history will run you about $15-25 a month.

What Is The Best Renters Insurance Policy?

The best renters insurance policy is a policy that provides you the best coverage at a price that you’re comfortable with.

Should I Get Renters Insurance?

Everyone should carry renters insurance if they rent a home or apartment. Renters insurance covers more than just your things. It provides you with a liability insurance policy to protect your assets. Renters insurance will protect you with coverage from theft and fires too.

Is Renters Insurance Worth It?

If you’re a renter, getting a renters insurance policy is always worth it. At less than a dollar a day, it is an affordable insurance policy that protects you and your assets.

What Does Renters Insurance Cover?

Renters insurance covers a variety of things from your personal items like your computer and couch to your clothes. It also provides you with liability protection in the event you are found liable for injuries to others you’re found liable for as well as provides you with temporary living expenses if your home becomes uninhabitable for periods of time.

Can a Landlord Require Renters Insurance?

Yes, landlords can require you to carry a renters insurance policy. Many renters assume their landlord’s insurance policy will cover their personal items in the event of a loss, but that is not true.

Can I Use My Roommate’s Renter’s Insurance Policy?

No, roommates are specifically excluded from renters insurance policies unless they are listed on the policy by name. Roommates are excluded from coverage for personal property, loss of use and liability coverage.

We always recommend a renters insurance policy. If you have questions about your renters insurance or would like to get a renters insurance quote, please contact us.