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Niche or Specialty Business Insurance

Variant Insurance Group is proud to offer insurance products for many of Minnesota’s specialty businesses. Even if you don’t see it below, we may have a market for you. Contact us today!

Brewery Insurance

Commercial Auto (Hauling, Tractor Trailers)

Contractor Insurance

Daycare Insurance

Grocery Store Insurance

Hotel & Motel Insurance

Lessor Risk Insurance

Liquor Liability Insurance

Restaurant Insurance

Short Term Rental Insurance (AirBnB, VRBO)

Vacant Property Insurance

Winery Insurance

Google Rating

5.0

Variant Insurance Group

5.0

Brittany Herman

20:30 21 May 20

Variant is always super responsive. Easy to talk to. They make you feel comfortable and confident in making a decision and the services they provide. Highly recommend.

Natalie Chick

18:06 08 May 20

I have always been so pleased with how fast I receive responses from the staff. If I was unable to get someone on the line the first time I called, I never had to wait more than an hour to receive a call back with the information I needed. And that includes the weekends! I can’t recommend Variant Insurance enough. Their customer service is above the rest, and their knowledge in the field gives me confidence that I’m working with the best.

Anthony Guarnaccia

16:52 07 May 20

I have been working with Variant for 3-4 years now and can’t say enough great things. Helping us understand our risk profiles and determining the right coverages to also finding us the best deals. The customer service is amazing and as a person who is always behind on personal life stuff they make it easy which is worth it to me.

Tenzin Deckyi

17:18 30 Apr 20

Jay was very helpful. He always took my phone, responded to my emails and texts and was very quick with his responses. Thank you, Jay!

Jayne Pluth

21:48 28 Apr 20

I recently transfered my insurance policies to Variant Insurance after being with another company for more than 30 years. I purchased auto and homeowner's insurance along with an umbrella policy from Shelby. I am very pleased that the new policies provide much better coverage at a substantial decrease in premiums. Shelby was knowledgeable and thorough in explaining the details of my new policies and was truly a delight to work with. I highly recommend her!

Anne Nemo

16:25 28 Apr 20

Charlie and Shelby have always been there when I needed them. Between making sure I got the best deal on my cars or switching my home and auto policy due to COVID, they work late into the night to ensure I am taken care of. 20 minutes ago they saved me OVER $1,000! I am SO grateful for them going the extra mile to help me out during this tough time and highly recommend you reach out to them. I almost guarantee they can find you a better deal.

Bryan McWhite

21:02 27 Apr 20

Charlie, Amy, and their team are absolutely top-notch in their dedication to excellent customer service, and finding clients the best possible coverage at the most competitive prices. I use them for my own coverage personally, and refer my real estate clients to them as well.

Olivia Manson

01:27 27 Apr 20

We’ve worked with other companies before and Charlie and his team are great! Very knowledgeable and didn’t sell us anything we didn’t need. We truly feel like they have our best interests in mind. You should hire them!

Nate Berlien

22:30 24 Apr 20

Jay and crew took care of me well. Their personalized and detailed approach led me to a 25% savings in my insurance costs from my previous holder. Jay and Variant were able to compare rates from multiple vendors and choose the right one that best suited my needs. They also offer Business insurance!

Gerry Seurer

22:08 24 Apr 20

I am very happy with the results of the work done by Shelby Longstreet to review my current Homeowner and Auto policies and replace them with similar policies and updated coverages. In addition, she added an Umbrella policy and the final cost still resulted in premium savings for me. Shelby is very knowledgeable and I would highly recommend her to anyone looking for help and guidance with their insurance needs.

David Shallenberger

19:11 24 Apr 20

Jay is quick, competitive and best of all - always has the clients best interest in mind! Everyone I send over to Jay always has the best things to say about him! If you’re looking for an insurance agent with integrity and who will compete for your business, Jay is your guy!

Michelle Carter

14:23 24 Apr 20

Variant is a proactive service centered agency; they shop your options without being asked. Customer service is always top notch.

Dan Ahrens

21:43 23 Apr 20

A great experience from beginning to end. From quoting our new policy to walking us through a hail damage claim - we couldn’t have asked for a better experience. Charlie and team and top notch!

Charlie Brookins

19:08 23 Apr 20

We love our team at Variant. Our staff is constantly working on ways to make our clients feel like family. This is a great place to have your insurance!

Valerie Seurer

17:21 23 Apr 20

Steve Grotting

16:12 18 Oct 17

Best rates! Variant Insurance showed me that I can get a lot more coverage for my money by using a broker. Don't just get a policy, get covered!

Josh McCarthy

20:18 23 Jan 17

Charlie and Amy do a great job at understanding their clients needs and wants. They are not your standard insurance agents that just tell you what they think you need. They listen and its during that discovery time they inform you of critical items you may need to make sure you are truly covered during that critical time in need. If you are looking for an Insurance company that truly has their clients needs first then you have found the right company.

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